{"id":297,"date":"2025-10-16T15:29:49","date_gmt":"2025-10-16T15:29:49","guid":{"rendered":"https:\/\/apps.suabencao.com\/?p=297"},"modified":"2025-10-30T14:40:29","modified_gmt":"2025-10-30T14:40:29","slug":"the-elite-tier-commbank-ultimate-awards-the-frequent-flyer-card-for-high-spenders-in-australia","status":"publish","type":"post","link":"https:\/\/apps.suabencao.com\/hr\/the-elite-tier-commbank-ultimate-awards-the-frequent-flyer-card-for-high-spenders-in-australia\/","title":{"rendered":"The Elite Tier: CommBank Ultimate Awards \u2013 The Frequent Flyer Card for High Spenders in Australia"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The <strong>CommBank Ultimate Awards Credit Card<\/strong> is the Commonwealth Bank of Australia&#8217;s (CBA) premium offering, explicitly designed for high-spending Australian consumers who prioritize maximizing rewards points and luxury travel benefits. It combines a robust points-earning structure with crucial travel perks, making it the flagship card in the CBA Awards program.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Unlike the low-fee or no-interest cards, the Ultimate Awards card is for users who can meet a substantial minimum monthly spend to waive its significant fee and fully utilize its suite of premium features, including complimentary international travel insurance and lounge access.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud83c\udde6\ud83c\uddfa AUSTRALIA: STEP-BY-STEP GUIDE \u2013 How to Apply for the CommBank Ultimate Awards Credit Card<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Turn your everyday spending into travel and rewards! Follow this detailed guide to apply for the CommBank Ultimate Awards Credit Card, one of Australia&#8217;s premier rewards cards.<\/strong><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Introduction<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>CommBank Ultimate Awards Credit Card<\/strong> is the ideal card for the high-spending Australian consumer looking to maximise their point returns. This card offers CommBank&#8217;s highest point earning rate, plus premium benefits like travel insurance and airport lounge access.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Card Highlights (Information for the Audience)<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>High Points Earning:<\/strong> Earn CommBank Awards Points (or Qantas Points with an <em>opt-in<\/em>).<\/li>\n\n\n\n<li><strong>Travel Benefit:<\/strong> No international transaction fees and complimentary travel insurance included (subject to activation).<\/li>\n\n\n\n<li><strong>Lounge Access:<\/strong> Complimentary airport lounge passes.<\/li>\n\n\n\n<li><strong>Annual Fee:<\/strong> The card has a monthly fee that can be waived by meeting a minimum spend requirement per statement period.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>What You&#8217;ll Need<\/strong><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Internet access.<\/li>\n\n\n\n<li>Financial and employment details to meet the income requirements.<\/li>\n\n\n\n<li>Australian identification.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 1: Access the CommBank Website<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Your application starts at the bank&#8217;s official website.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Visit the official Commonwealth Bank website: <strong><code>https:\/\/www.commbank.com.au\/<\/code><\/strong><\/li>\n\n\n\n<li>The <strong>homepage<\/strong> is your starting point. Look for the main navigation menu.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/svipblog.com\/wp-content\/uploads\/2025\/10\/image-36.png\" alt=\"\" class=\"wp-image-891\"\/><figcaption class=\"wp-element-caption\">CommBank homepage (Your entry point to all banking services).<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 2: Navigate to the \u201cCredit Cards\u201d Section<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Next, locate the credit card area.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>On the <strong>main navigation bar<\/strong> (top or side), click the option labelled <strong>\u201cCredit Cards.\u201d<\/strong><\/li>\n\n\n\n<li>This will take you to the page listing all the cards offered by CommBank.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/svipblog.com\/wp-content\/uploads\/2025\/10\/image-37.png\" alt=\"\" class=\"wp-image-892\"\/><figcaption class=\"wp-element-caption\">CommBank main menu (Click &#8220;Credit Cards&#8221; to see all card options).<\/figcaption><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 3: Choose the Ultimate Awards Card<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">On the products page, locate the premium rewards option.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>You will see a list of options (Low Rate, Low Fee, Neo, etc.).<\/li>\n\n\n\n<li><strong>Select the Ultimate Awards Card<\/strong> (typically positioned among the higher-tier cards) to proceed.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"519\" src=\"https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1-1024x519.png\" alt=\"\" class=\"wp-image-303\" srcset=\"https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1-1024x519.png 1024w, https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1-300x152.png 300w, https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1-768x389.png 768w, https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1-1536x779.png 1536w, https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1-1568x795.png 1568w, https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1.png 1884w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">CommBank credit cards page (Select the Ultimate Awards Card from the list).<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 4: Review Details and Click \u201cApply Now\u201d<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Before applying, it is crucial to understand the points rules and fees for this high-tier card.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>On the <strong>Ultimate Awards Card page<\/strong>, read all essential information carefully. Check the monthly fee (and how to waive it), the interest rates, the travel benefits, and the awards program.<\/li>\n\n\n\n<li>When you are ready, click the prominent <strong>green button<\/strong> labelled <strong>\u201cApply Now.\u201d<\/strong><\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"515\" src=\"https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1024x515.png\" alt=\"\" class=\"wp-image-302\" srcset=\"https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1024x515.png 1024w, https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-300x151.png 300w, https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-768x387.png 768w, https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1536x773.png 1536w, https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image-1568x789.png 1568w, https:\/\/apps.suabencao.com\/wp-content\/uploads\/2025\/10\/image.png 1903w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><figcaption class=\"wp-element-caption\">CommBank Ultimate Awards Credit Card information page (Click &#8220;Apply Now&#8221; to proceed).<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 5: Select Your Customer Status<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A pop-up window will appear, directing you to the correct application route.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>You will be prompted to choose between two options:\n<ul class=\"wp-block-list\">\n<li><strong>Logging in<\/strong> (if you are an existing CommBank customer).<\/li>\n\n\n\n<li><strong>Creating an account<\/strong> or <strong>applying as a new customer<\/strong>.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Choose the option that matches your current relationship with the bank.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/svipblog.com\/wp-content\/uploads\/2025\/10\/image-40.png\" alt=\"\" class=\"wp-image-896\"\/><figcaption class=\"wp-element-caption\">Pop-up window to create an account or log in to CommBank (Choose between existing customer or new applicant)<\/figcaption><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Step 6: Complete the Application Securely<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The final step is submitting your information for credit approval.<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>You will be redirected to the secure application page:\n<ul class=\"wp-block-list\">\n<li><strong>Existing CommBank customers<\/strong> should <strong>log in<\/strong>. The bank will use your saved details to fast-track the application process.<\/li>\n\n\n\n<li><strong>New customers<\/strong> must follow the steps to securely enter their personal, employment, and income details, as required for credit approval.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>After submission, your application will be reviewed. Upon approval, your <strong>CommBank Ultimate Awards Credit Card<\/strong> will be sent to your address.<\/li>\n<\/ol>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/svipblog.com\/wp-content\/uploads\/2025\/10\/image-41.png\" alt=\"\" class=\"wp-image-897\"\/><figcaption class=\"wp-element-caption\">CommBank login and application page for the Neo Card (Submit your information here).<\/figcaption><\/figure>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Final Tip:<\/strong> If you choose to earn Qantas Points (instead of CommBank Awards Points), remember there is an additional annual opt-in fee. Check the bonus points offer terms at the time of application!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>The Premium Value Proposition: Points, Perks, and Fee Waiver<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Ultimate Awards card is geared towards delivering high-value benefits, provided the cardholder maintains a high transaction volume.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Fee Structure and Waiver (The High-Spend Strategy)<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The card uses a monthly fee structure that can be entirely waived, rewarding consistent high spenders:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Base Monthly Fee:<\/strong> <strong>$35 per month<\/strong> (Equivalent to $420 annually, if never waived).<\/li>\n\n\n\n<li><strong>Fee Waiver (The Key):<\/strong> The monthly fee is <strong>completely waived (i.e., $0)<\/strong> if you spend <strong>at least $4,000<\/strong> on eligible purchases during your statement period.<\/li>\n\n\n\n<li><strong>Qantas Opt-In Fee:<\/strong> An additional, non-refundable <strong>$90 annual fee<\/strong> applies if you choose to earn Qantas Points instead of the standard CommBank Awards Points.<\/li>\n\n\n\n<li><strong>Additional Cardholder:<\/strong> <strong>$0<\/strong> (Free).<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Interest Rates and Credit Limits<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Like most high-rewards cards, this product is best suited for those who pay their balance in full every month to avoid high interest charges.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Purchase Interest Rate:<\/strong> A high <strong>20.99% p.a.<\/strong><\/li>\n\n\n\n<li><strong>Interest-Free Period:<\/strong> Up to <strong>44 interest-free days<\/strong> on purchases.<\/li>\n\n\n\n<li><strong>Minimum Credit Limit:<\/strong> <strong>$6,000<\/strong>, reflecting its premium position.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Key Features for the Australian Traveller and Spender<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The value of the Ultimate Awards card is locked within its benefits package, especially for those who travel frequently.<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>1. Superior Points Earn Rate<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The card offers a tiered, uncapped earning structure (with a cap on the <em>highest<\/em> earn rate) on eligible purchases:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Highest Earn Rate:<\/strong> Up to <strong>3 Awards Points<\/strong> (or <strong>1.2 Qantas Points<\/strong> if opted-in) for every $1 spent overseas or on purchases at major Australian supermarkets, department stores, and petrol stations (up to $10,000 per statement period).<\/li>\n\n\n\n<li><strong>Standard Earn Rate:<\/strong> Lower rates apply to all other purchases and for spend over the $10,000 monthly cap.<\/li>\n\n\n\n<li><strong>Redemption Flexibility:<\/strong> Points can be redeemed for cash back, gift cards, merchandise, or transferred to various frequent flyer programs (Qantas or Velocity, depending on your opt-in choice).<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" src=\"https:\/\/svipblog.com\/wp-content\/uploads\/2025\/10\/image-35.png\" alt=\"\" class=\"wp-image-887\"\/><figcaption class=\"wp-element-caption\">Commonbank in Australia<\/figcaption><\/figure>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>2. Travel and Insurance Perks<\/strong><\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The card includes critical travel benefits that justify its higher cost for globetrotters:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>0% International Transaction Fee:<\/strong> Pay <strong>no fee<\/strong> on purchases made overseas or online in foreign currency\u2014a major saving for frequent international users.<\/li>\n\n\n\n<li><strong>Complimentary International Travel Insurance:<\/strong> This comprehensive policy (provided by Cover-More) covers you, your spouse, and dependent children. It is activated when you spend at least <strong>$500 in a single transaction<\/strong> on prepaid travel costs (e.g., flights, accommodation) using the card and activate the policy before leaving Australia.<\/li>\n\n\n\n<li><strong>Airport Lounge Access:<\/strong> Receive <strong>two complimentary airport lounge passes<\/strong> per calendar year via Mastercard Travel Pass (provided by DragonPass), granting access to over 1,300 lounges worldwide.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>3. Additional Protections<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Complimentary Insurances:<\/strong> Includes complimentary <strong>Purchase Security<\/strong> and <strong>Extended Warranty<\/strong> insurance on eligible purchases.<\/li>\n\n\n\n<li><strong>Digital Tools:<\/strong> Full access to the CommBank App\u2019s security tools, including <strong>Lock, Block, Limit<\/strong>, and the <strong>Spending Tracker<\/strong>.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Is This the Right Card for You? (The Trade-Offs)<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Ultimate Awards card provides enormous value but is only suitable for a specific user profile:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>YES, if you:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Are a High Spender:<\/strong> You are certain you can meet the <strong>$4,000 minimum monthly spend<\/strong> to consistently waive the $35 monthly fee.<\/li>\n\n\n\n<li><strong>Travel Internationally:<\/strong> You value the <strong>0% international transaction fee<\/strong> and the included <strong>International Travel Insurance<\/strong> (which alone can be worth hundreds of dollars).<\/li>\n\n\n\n<li><strong>Prioritize Points:<\/strong> Your goal is to maximize the earning potential for flights and rewards through the CBA Awards or Qantas Frequent Flyer program.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>NO, if you:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Carry a Balance:<\/strong> The <strong>20.99% p.a. interest rate<\/strong> will quickly negate any benefits and fees waived.<\/li>\n\n\n\n<li><strong>Are a Moderate Spender:<\/strong> If you cannot consistently spend <strong>$4,000 per month<\/strong>, the $35 monthly fee will quickly turn into an expensive <strong>$420 annual cost<\/strong>.<\/li>\n\n\n\n<li><strong>Seek Low Costs:<\/strong> Look at the <strong>CommBank Low Fee<\/strong> or <strong>CommBank Neo<\/strong> cards if cost control is your primary focus.<\/li>\n<\/ul>\n\n\n<div class=\"lazyblock-cta-download-2-1tsnrq wp-block-lazyblock-cta-download-2\">\r\n<div class=\"mt-16 md:flex md:justify-center\">\r\n    <div class=\"md:max-w-2xl lg:max-w-4xl w-full\">\r\n        <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\r\n            <div class=\"w-16 h-full bg-custom\"><\/div>\r\n        <\/div>\r\n\r\n        <div class=\"flex items-center md:items-start flex-col max-md:px-5 max-md:border border-slate-200\">\r\n            <div class=\"flex max-md:flex-col max-md:justify-center items-center py-5 gap-6 md:border-b border-slate-200 w-full\">\r\n                                    <img decoding=\"async\" class=\"w-full md:w-2\/5 h-48 object-cover object-center rounded border-gray-100 border-2\"\r\n                        src=\"https:\/\/svipblog.com\/wp-content\/uploads\/2025\/10\/Commonwealth-Bank-Logo-2020-present-scaled.png\"\r\n                        alt=\"CommBank\">\r\n                    \r\n                <div class=\"flex-1 max-md:text-center\">\r\n                                            <span class=\"text-sm title-font text-slate-500 tracking-wide uppercase\">Bank<\/span>\r\n                    \r\n                                            <h2 class=\"text-[1.75rem] font-medium flex-1\">\r\n                            CommBank                        <\/h2>\r\n                    \r\n                                            <div class=\"flex items-center gap-2 mt-3 max-md:justify-center\">\r\n                                                                                                <span class=\"rounded post-category text-xs uppercase font-semibold bg-custom\/10 text-custom px-2 py-1 mb-1.5\">\r\n                                        One of Australia\u2019s Big Four Banks                                    <\/span>\r\n                                                                                                                                <span class=\"rounded post-category text-xs uppercase font-semibold bg-custom\/10 text-custom px-2 py-1 mb-1.5\">\r\n                                        Leader in Digital Innovation                                    <\/span>\r\n                                                                                                                                <span class=\"rounded post-category text-xs uppercase font-semibold bg-custom\/10 text-custom px-2 py-1 mb-1.5\">\r\n                                        Strong Reputation and Market Credibility                                    <\/span>\r\n                                                                                    <\/div>\r\n                    \r\n                                            <span class=\"text-base mt-2 block\">\r\n                            Commitment to Transparency and Customer Service                        <\/span>\r\n                                    <\/div>\r\n            <\/div>\r\n    \r\n            <div class=\"py-6 text-right gap-4 md:gap-6 w-full md:text-center\">\r\n                <a href=\"https:\/\/www.commbank.com.au\/\"\r\n                    aria-label=\"How to access\"\r\n                    class=\"no-underline text-center mb-2 max-md:w-full bg-custom hover:opacity-80 transition-colors text-base inline-block text-white py-3 px-6 text-md font-semibold rounded\">\r\n                    How to access                <\/a>\r\n                <span class=\"block text-xs text-center text-slate-500 mt-3\">You will be redirected to another website<\/span>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div><\/div>\n\n\n<h3 class=\"wp-block-heading\"><strong>Focus Table: Ultimate Awards Summary<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><td><strong>Feature<\/strong><\/td><td><strong>Detail<\/strong><\/td><\/tr><\/thead><tbody><tr><td><strong>Monthly Fee<\/strong><\/td><td><strong>$35<\/strong> (Waived if spending <strong>$4,000+<\/strong> per statement period).<\/td><\/tr><tr><td><strong>Purchase Interest<\/strong><\/td><td><strong>20.99% p.a.<\/strong> (High\u2014Pay in full is essential).<\/td><\/tr><tr><td><strong>Points Earn Rate<\/strong><\/td><td>Up to <strong>3 Awards Points<\/strong> or <strong>1.2 Qantas Points<\/strong> per $1 spent.<\/td><\/tr><tr><td><strong>Foreign Transaction Fee<\/strong><\/td><td><strong>0%<\/strong> (Saves approx. 3.5% on overseas purchases).<\/td><\/tr><tr><td><strong>Travel Insurance<\/strong><\/td><td>Complimentary International Travel Insurance (Must activate and meet spend criteria).<\/td><\/tr><tr><td><strong>Lounge Access<\/strong><\/td><td><strong>2 complimentary passes<\/strong> per year (Mastercard Travel Pass).<\/td><\/tr><tr><td><strong>Qantas Opt-in<\/strong><\/td><td><strong>$90 per year<\/strong> to earn Qantas Points instead of Awards Points.<\/td><\/tr><tr><td><strong>Min. Credit Limit<\/strong><\/td><td><strong>$6,000<\/strong>.<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>The CommBank Ultimate Awards Credit Card is the Commonwealth Bank of Australia&#8217;s (CBA) premium offering, explicitly designed for high-spending Australian consumers who&#8230;<\/p>","protected":false},"author":6,"featured_media":249,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_mc_post_carrossel_enabled":"","_mc_post_carrossel_paragraph":0,"_mc_post_botao_enabled":"","_mc_post_botao_variant":-1,"_mc_post_botao_paragraph":0,"_mc_post_cin_enabled":"","_mc_post_cin_text_variant":-1,"_mc_post_cin_paragraph":0,"_mc_post_avn_enabled":"","_mc_post_avn_text_variant":-1,"_mc_post_avn_paragraph":0,"_mc_post_quiz_inline_enabled":"","_mc_post_quiz_inline_paragraph":0,"_mc_post_comparador_enabled":"","_mc_post_comparador_paragraph":0,"_mc_post_card_download_enabled":"","_mc_post_card_download_paragraph":0,"footnotes":""},"categories":[647],"tags":[254,270,273,274,272,271,234],"class_list":["post-297","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized-pt","tag-commbank-benefits","tag-commbank-ultimate-awards","tag-credit-card-rewards","tag-earn-points","tag-loyalty-program","tag-points-for-purchases","tag-rewards-program","entry"],"_links":{"self":[{"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/posts\/297","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/comments?post=297"}],"version-history":[{"count":3,"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/posts\/297\/revisions"}],"predecessor-version":[{"id":304,"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/posts\/297\/revisions\/304"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/media\/249"}],"wp:attachment":[{"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/media?parent=297"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/categories?post=297"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/apps.suabencao.com\/hr\/wp-json\/wp\/v2\/tags?post=297"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}